:root{--b:#1592D0;--bd:#0d6a99;--o:#C62B02;--ink:#1d2733;--mut:#5b6774;--bg:#ffffff;--soft:#f3f7fa;--line:#dde5ec}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--bd)}img{max-width:100%}
.w{max-width:1080px;margin:0 auto;padding:0 16px}
header.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.hb{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.logo svg{flex:none}.logo img{height:46px;width:auto;display:block}.logo .bt{border-left:1px solid var(--line);padding-left:10px}
.flogo{background:#fff;border-radius:10px;padding:10px 12px;display:inline-block;margin-bottom:12px}.flogo img{height:52px;width:auto;display:block}.logo b{display:block;font-size:18px;line-height:1.1}.logo small{display:block;color:var(--mut);font-size:12px}
.call{display:inline-flex;align-items:center;gap:8px;background:var(--o);color:#fff;text-decoration:none;font-weight:700;padding:10px 16px;border-radius:8px;white-space:nowrap}
.call:hover{filter:brightness(1.08)}
nav.menu{background:var(--soft);border-bottom:1px solid var(--line)}
nav.menu ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;overflow-x:auto;white-space:nowrap}
nav.menu a{display:block;padding:10px 12px;text-decoration:none;color:var(--ink);font-size:14px}
nav.menu a[aria-current]{color:var(--b);font-weight:700}
.hero{background:linear-gradient(135deg,#0f7fb8,#1592D0);color:#fff;padding:44px 0 40px}
.hero h1{font-size:clamp(26px,4.4vw,40px);line-height:1.15;margin:0 0 14px}
.hero p{font-size:18px;max-width:720px;margin:0 0 20px;opacity:.95}
.hero .call{font-size:18px;padding:13px 20px}
.badges{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}.badges span{background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.3);padding:4px 10px;border-radius:99px;font-size:13px}
main{padding:28px 0 40px}
h2{font-size:24px;line-height:1.25;margin:34px 0 12px}h3{font-size:18px;margin:0 0 6px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px}
.card{border:1px solid var(--line);border-radius:10px;padding:16px;background:#fff}
.card a{text-decoration:none}.card p{margin:0;color:var(--mut);font-size:15px}
ul.check{padding-left:0;list-style:none}ul.check li{padding-left:26px;position:relative;margin:6px 0}
ul.check li:before{content:"";position:absolute;left:4px;top:9px;width:12px;height:7px;border-left:2px solid var(--b);border-bottom:2px solid var(--b);transform:rotate(-45deg)}
ol.steps{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:14px}
ol.steps li{counter-increment:s;background:var(--soft);border-radius:10px;padding:16px}
ol.steps li:before{content:counter(s);display:inline-grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--b);color:#fff;font-weight:700;margin-bottom:8px}
.cta{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:22px;margin:34px 0;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px}
.cta p{margin:0;font-size:18px;font-weight:600}
table{border-collapse:collapse;width:100%}td,th{border-bottom:1px solid var(--line);padding:10px 8px;text-align:left}td:last-child{text-align:right;white-space:nowrap;font-weight:600}
details{border:1px solid var(--line);border-radius:10px;padding:12px 16px;margin:10px 0}summary{cursor:pointer;font-weight:600}
.note{color:var(--mut);font-size:14px}
.crumbs{font-size:13px;color:var(--mut);margin-bottom:6px}.crumbs a{color:var(--mut)}
footer{background:#14202b;color:#c9d3dc;padding:30px 0 90px;font-size:14px}
footer a{color:#e7eef4}footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
footer h4{color:#fff;margin:0 0 8px;font-size:15px}footer ul{list-style:none;padding:0;margin:0}footer li{margin:4px 0}
.legal{border-top:1px solid #2b3946;margin-top:22px;padding-top:14px;font-size:12.5px;color:#9fb0bf}
.sticky{position:fixed;left:0;right:0;bottom:0;background:var(--o);text-align:center;z-index:30;display:none}
.sticky a{display:block;color:#fff;font-weight:700;padding:14px;text-decoration:none;font-size:17px}
@media(max-width:720px){.logo img{height:36px}.logo .bt b{font-size:15px}.hb .call span.t{display:none}.sticky{display:block}.hero{padding:32px 0}}